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NEFT

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.

Channels for Transacting

Mobile Banking (MB)

Retail Internet Banking (RIB)

Limits and Charges

Transaction Limit for IMPS
Daily Minimum Limit for Channel (MB & RIB) INR 1
Daily Maximum Limit for Channel (MB & RIB) INR 10 lakhs
Daily Minimum Limit for Branch INR 1
Daily Maximum Limit for Branch NA

NEFT Transaction Timings

NEFT Services are now available 24x7.