Fixed Deposit

Fixed deposit is available with various tenures which the members can choose as per their requirement. Attractive FD interest rates are offers based on tenure of your fixed deposit. Have a look at the FD interest rates for different tenures.

Key Benefits

FEATURES BENEFITS
Attractive Interest Rates Six Month 7.50%
One Year 8.50%
Two Years to 5 Year 9%
Flexible Tenor Options
Minimum Tenor
Maximum Tenor
6 Months
5 Years
Minimum Amount As low as ₹ 1000
Deposit Multiples As low as ₹ 1000

Interest Rates for Recurring Deposits

Terms and Conditions:

1. The above rate is applicable for Fixed Deposits above INR 15 Lakhs only.

2. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

3. For the "FD with no Premature withdrawal / FD Plus" product:

a. Auto Renewal facility is not available

b. Pre-mature withdrawal of the deposit is not allowed before the expiry of the term, except in case of death of the account holder or on order from statutory and/or regulatory authority.

4. For all Non-Cumulative Fixed Deposits, interest is calculated on Simple interest basis. Interest payouts are as per financial year: Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half yearly payouts will be on 1st October & 1st April and Annual interest payouts will be on 1st April irrespective of the date of booking.

Note on Calculation of Interest Rate(Annualised):

1. The rate showcased in the rate table is only indicative in nature, for exact returns always consult Jana Bank branch.

2. The Interest Rate(Annualised) calculation is calculated from the start of the year i.e. 1st January.

3. The Interest Rate(Annualised) calculation discounts Leap year.

4. The Interest Rate(Annualised) is calculated for cumulative deposits.

5. Interest Rate(Annualised) =[ (Total Maturity Pay out/original Principal ) – 1] / Tenor in years

a. 1 year = 365 days

b. Total maturity Pay-out includes the quarterly compounding of deposits

c. The calculation is inclusive of TDS amount.

How to Apply

Visit the nearest CSP of Trianglemind Benefit Nidhi Limited and our CSP Branch Owner will guide you on the application process.

You can also contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.

Required Documents

Here is a list of KYC Documents to be submitted with the completed and duly signed Account Opening Form for various types of accounts:

a) Individuals

Aadhaar/ Proof of application of Aadhaar enrolment which is not older than six months

PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted)

FATCA Declaration which is part of the account opening form

Recent Photograph

b) Hindu Undivided Family

Aadhaar/ Proof of application of Aadhaar enrolment of Karta/existing authorised signatories)

PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) of HUF

PAN/Form 60 (In case of Form 60, one certified copy of OVD* to be submitted) of Karta /existing authorised signatories)

Declaration from the Karta and Joint Hindu Family letter signed by all the adult holders as per format Annexure 2 attached

Recent Photograph of Karta/authorised signatories

FATCA Declaration which is part of the account opening form